FIRSA Blog

Posts

What Predicts Crypto Holding in Europe?

New evidence from the EU’s 2023 financial literacy survey

Working Paper

Cryptocurrencies

Financial Literacy

R

Preprint Manuscript (AOM) examining how financial literacy and overconfidence bias predict crypto-asset ownership in Europe.

Alfredo Hernández Sánchez

Financial Literacy and Crypto Asset Ownership

Evidence from Europe

Conference Slides

Cryptocurrencies

R

Presentation slides for the 2026 FIRSA Academic Roundtable on FinTech regulation.

Alfredo Hernández Sánchez

Narratives of FinTech: The Political Economy of Disruptive Discourse

Working Paper

Fintech Regulation

R

Preprint Manuscript (AOM) examining how central banks narrate FinTech disruption within a shared, circumscribed regulatory framework.

Alfredo Hernández Sánchez

Narratives of FinTech

The Political Economy of Disruptive Discourse

Conference Slides

Fintech Narratives

Python

R

Presentation slides for the 2025 Symposium for New Political Economy Special Issue on FinTech at the European University Institute, Florence.

Alfredo Hernández Sánchez

An Early Warning System for Fintech Supervision

Policy Paper

Fintech Regulation

Python

A lightweight early-warning prototype for fintech supervision that continuously scans open online sources to detect risk signals.

Alfredo Hernández Sánchez

Example of Zero-Shot Classification for Political Texts

Python

Text Analysis

Google Colab

Tutorial

Data Visualization

Zero-shot classification is a natural language processing (NLP) technique that allows a model to assign labels to text without being explicitly trained on those labels.

Alfredo Hernandez Sanchez

Named Entity Recognition in R

Tutorial

A tutorial for applying Named Entity Recognition in R with the reticulate package.

Alfredo Hernández Sánchez